As we look ahead to 2026, optimism is cautiously rising among real estate professionals despite the unpredictable housing market of 2025. A recent survey by Clever Offers reveals that 51% of realtors expect the coming year to bring better opportunities for both buyers and sellers, while 49% predict conditions will remain the same or worsen. Many agents are hopeful for more affordable homes and lower mortgage rates. Yet, nearly all acknowledge that economic uncertainties will continue to pose significant challenges, with over half anticipating difficulties in closing deals.
“The Fed and the government’s response to a recession is to lower interest rates, and that would create more movement in the real estate market,” said Glenn Phillips, CEO at Lake Homes Realty and Beach Homes Realty. – The Banner Press
The U.S. waterfront real estate market is highly fragmented yet immensely valuable, and instead of chasing growth through large agent rosters and high transaction volume, Lake Homes Realty has become a leading lake-focused brokerage by cultivating a smaller, highly skilled agent network supported by deep market expertise. CEO and Lead Economic Analyst Glenn Phillips—once a software engineer—never set out to disrupt real estate, but when he and COO Doris Phillips were asked to evaluate a struggling startup’s lead-generation portal, they discovered the foundation for a new brokerage model centered on waterfront properties.
“We told them it had some flaws, but if you made it a brokerage, that might be an innovative idea,” Phillips recalls of that turning point over a decade ago. – The Alexander City Outlook
The world of real estate is changing — and nowhere is that more evident than in the specialized niche of lake- and lifestyle-focused properties. In a recent piece from KeyCrew Media, Lake Homes Realty, the country’s largest brokerage dedicated to waterfront living, reveals how it’s disrupting the traditional real estate model. CEO Glenn Phillips lays out a bold vision: to unify fragmented waterfront markets, harness technology to drive efficiency, and build a lean yet powerful team of agents. By aggregating listings from hundreds of MLS systems, Lake Homes Realty is creating a national marketplace where previously isolated lake, beach, and mountain properties finally connect. Whether you’re buying, selling, or simply curious about the forces fueling lake-lifestyle real estate growth, this deep dive into their strategy offers a fresh and compelling look at what’s driving this booming corner of the market.
President Donald Trump is making housing affordability a top priority to reduce living costs. A key part of his plan involves helping more Americans achieve homeownership, especially as many struggle with current market prices. One major proposal is the introduction of the 50-year mortgage, designed to lower monthly payments by extending loan terms. This initiative, along with other proposals, aims to make homeownership more accessible and attainable for everyone.
But many households, should they accept the 50-year mortgage, may not hold it for the entire duration, said Glenn Phillips, CEO and lead economic analyst at Lake Homes Realty. “Most people sell before they pay off a mortgage now, so in some ways this is not very important to most people,” Phillips told The Epoch Times. – California Insider
The incoming fall season inspires change in the current lake homes market. Lake Homes Realty’s CEO, Glenn Phillips, gives five keys to follow in order to keep up with this fall lake homes real estate market!
Price Growth Peaking: The acceleration in price growth is finally coming to a plateau now that the summer rush is over.
Mortgage Rates MIGHT Matter: Mortgage rates could be a hedge against inflation. Paying off a mortgage with a lower interest rate than inflation rate may be an option.
Inventory to Remain Low: Inventory will most likely remain in low supply, meaning there still won’t be many homes coming to the market.
“Less” Competition: The competitive edge of today’s market will begin to subside, especially because people are losing the extra time they gained in the midst of Covid.
Long Distance Buyers Remain: These buyers should be taken into account when selling, and it’s important to have an agent who can tap into this pool of buyers.
The change in season doesn’t stop the lake homes real estate market, but it does have an effect on it! It’s crucial to stay on top of this shifting market, whether you’re buying or selling a lake home.
Lake Homes Realty’s CEO, Glenn Philips, explains why inflation has such a big impact on real estate as a whole, and why you need to understand how it affects lake real estate if you’re interested in purchasing/selling a lake home.
Mortgage Interest Rates: The combination of low mortgage interest rates and a steady increase of inflation may affect buyers who typically pay cash for lake homes
Stock $ Impact: Lake home owners are usually also investors, and depending on how inflation is affecting stock value, this could influence whether they keep or sell their homes.
Influence of Headlines: The buzz generated from worlds like inflation can have an impact on how potential lake home buyers/sellers participate in the real estate market.
Investment Value: Real estate is usually a good way to hold investments, so purchasing lake homes as your second home is a viable option.
Knowing how big of an influence inflation can have on lake real estate will help you navigate this market when buying your dream lake home!
The current real estate surge has led to an inventory shortage in most markets, but LakeHomes.com has tens of thousands of lake property currently listed. So, what motivates someone to sell during this frenzy? While there are some outliers, here are three reasons why people in this economy are interested in selling a lake home:
Age. Even before the pandemic, age-related transitions were on the minds of sellers. Whether it’s because the kids have moved out and they are now looking to downsize or they are looking to go live with family elsewhere, sellers making age-related decisions are creating some turnover in the lake real estate market.
Financial Need. As the economy shifts, financial need will become more of a motivation for sellers than it already is. Right now the real estate market is at its peak, so if a seller has a financial need, now is a great time to make that property very liquid and get cash for the home.
Financial Opportunity. This is the best time for someone with a lake home to seize the opportunity to get maximum return on their lake property. Though sellers should avoid overpricing their lake home, these are the homes that can be sold quickly because of the strong demand right now.
Whether you’re buying or selling your lake home or property, our agents at Lake Homes Realty can help provide insight into today’s lake real estate market and guide you in your home journey.
When you’re buying or selling a home, there’s one thing that should be on your mind — value. If you’re buying a home you should be thinking about getting great value for your dollar, and if you’re selling, you should be thinking about maximizing the value of your home. Whether you’re buying or selling, here are three important things to think about when it comes to value in real estate:
Value vs. Price Many people confuse value and price as the same thing, but they’re not! If you believe a house you’re selling is worth more than its listing price, that’s only perceived value. Price is what that house is listed for. The perceived value of both the buyer and seller have to align in order to create the actual value. Many deals fall through because of the disconnect between perceived value and actual value.
Financial Value This is what the home is worth in real dollars to most people. Because we make decisions justified by emotion, financial value and personal value get mixed up when buying or selling a home. If there is an aspect of a house that does not add financial value to a house, then it is a personal value.
Personal Value This is what the home means to you — this is more common among sellers. If you make an addition to your home that you know won’t necessarily increase the financial value of your home, but that you enjoy personally, that’s personal value. Personal value is still important, but it is not financial value. This confusion can derail many great opportunities in the real estate market.
The key to understanding value when buying or selling a home is knowing value does not equal price, and personal value does not equal financial value. Whether you’re buying or selling your lake home or property, our agents at Lake Homes Realty can help provide insight into today’s lake real estate market and guide you in your home journey.
In today’s active real estate market, you may want to sell your house but are unsure if you will be able to buy another one with the current inventory shortage. If you’re nervous about being able to buy a house upon selling your own, check out these 3 tips on navigating that situation from Lake Homes Realty’s CEO, Glenn Phillips.
Buy First. If you’re not able to support a second mortgage, you may want to find the home you’re wanting to buy, make that deal contingent on the sale of your current home, and provide other incentives to make that deal appealing to the seller.
Sell with a Lease Back. This allows you to sell your home and lease it back for a certain period of time with the buyer.
Move Twice. Sell your home while the market is at peak pricing, move your belongings into storage, then find somewhere small to rent while you look for your next home.
Whether you’re buying or selling your lake home or property, our agents at Lake Homes Realty can help provide insight in today’s lake real estate market and guide you in your home journey.
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