21208 osprey loop

Perched above Flathead Lake and overlooking Wild Horse Island, this elegant Shelter Bay Estates retreat offers luxury and tranquility in every season. Backing to a private wildlife preserve, it provides rare peace, privacy, and panoramic views—snow-capped in winter and sun-drenched in summer. Inside, enjoy dual living areas, designer finishes, and thoughtful updates throughout, creating a layout ideal for both relaxation and entertaining. Shelter Bay amenities include a private dock, boat launch, tennis and pickleball courts, and a residents-only beach and picnic area. Offered turn-key (exclusions apply)—experience lake life, beautiful year-round.