649 montiano circle

Seller Offer to Buyer The seller is highly motivated and is offering a 2-1 interest rate buydown to help reduce your mortgage rate—2% lower in the first year and 1% lower in the second year. This can significantly lower your monthly payments during the early years of your loan! Welcome to Your Dream Home in Coquina Ridge! Location!! Location!! Located in the desirable Coquina Ridge neighborhood of St. Augustine, this meticulously maintained traditional home offers style, comfort, and convenience. With a low HOA fee, no CDD, and a non-evacuation zone location, it provides exceptional value just minutes from the Historic District and less than 15 minutes from the beach. Top-rated school district, close to shopping, dining, I-95, and easy access to Jacksonville. Enjoy the best of Florida living near beaches, history, and vibrant culture. This 3-bedroom, 2-bath home includes a private office with French doors, perfect for remote work or a cozy study. The open-concept layout features: - High ceilings with crown molding; Recessed lighting and custom blinds; Wood-style tile flooring throughout; Glass-enclosed patio with screened windows and ceiling fanideal for relaxing or working. Chef's Dream Kitchen includes California island with breakfast bar; Double wall ovens and soft-close drawers, spacious cabinets with crown molding; Extended island for meal prep and casual dining; Private Owner's Suite - Includes a large walk-in closet and ensuite bath with a luxurious walk-in shower. Additional Highlights: Spacious laundry room with washer, dryer, and sink hookup; Pre-wired for security and high-speed internet; Irrigation system on a "private well" for lower utility costs; Fully fenced 1/3-acre backyard, perfect for pets, play, or adding a pool, summer kitchen, or custom patio. $45,000 in Upgrades - Enhanced with premium finishes and carefully selected improvements for elegance, functionality, and value.