SMITH LAKE/RYAN CREEK-Rustic 4BR/3BA cottage sitting on a wonderful gentle sloping lot. Situated on the Cullman side of the lake on one of the widest sections of the lake. Main level has vaulted ceilings, FP and amazing views. Loft area has BR/BA and great views as well. Fnsh lower level has rec area, BR/BA. These type lots are hard to find! $299,900