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657 w cottage lane

DeRuyter, NY 13052

$895,000

4 BEDS 3 BATHS
2,672 SQFT0.88 AC LOT
Residential - Single Family
Waterfront
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Bedrooms 4
Total Baths 3
Full Baths 3
Square Feet 2672
Acreage 0.89
Status Active Under Contract
MLS # S1605182
County Madison
More Info
Category Residential - Single Family
Status Active Under Contract
Square Feet 2672
Acreage 0.89
MLS # S1605182
County Madison
Everyone says they’ve got the best spot on the lake—but this one truly stands out. With over 300 feet of shoreline and nearly an acre of land, this south-end stunner sits on a rare peninsula-like lot that feels like your own private retreat. Sun-soaked from morning ‘til night and surrounded by water on three sides, it’s the kind of place where lake life comes easy. After all, it’s always 5 o’clock on DeRuyter Lake. Built in 2008 by a custom home builder, this 2,672 square foot, four-bedroom, three-bath home was made for relaxed living and year-round comfort. The open-concept layout is full of charm and natural light, with vaulted ceilings, radiant in-floor heat, rich hardwood floors, and a cozy wood-burning fireplace at its heart. The living room looks out over the water, and there’s a convenient first-floor bedroom plus a spacious primary suite. A breezeway connects the home to the two-car attached garage, offering plenty of storage for all your lake toys and gear—boats, bikes, kayaks, and more. Whether you’re casting a line, taking a morning paddle, jumping off the dock, or kicking back by the fire pit with friends, this lake is made for memory-making. And when you’re ready to head out for the evening, the Boathouse Restaurant is right around the corner—perfect for lakeside dining and tales of the one that got away. No projects, no worries—just move in, exhale, and let the lake life begin.
Location not available

Exterior Features

  • Style Contemporary, TwoStory
  • Construction Single Family
  • Siding WoodSiding
  • Exterior Dock, GravelDriveway, Patio, SeeRemarks, PropaneTankOwned
  • Roof Architectural,Shingle
  • Garage Yes
  • Garage Description 2
  • Water Well
  • Sewer SepticTank
  • Lot Description IrregularLot, ResidentialLot

Interior Features

  • Appliances BuiltInRange, BuiltInOven, Dishwasher, GasCooktop, Disposal, Microwave, Refrigerator, TanklessWaterHeater, WaterSoftenerOwned
  • Heating Propane, Radiant
  • Basement None
  • Fireplaces 1
  • Living Area 2,672 SQFT
  • Year Built 2008

Neighborhood & Schools

  • Elementary School DeRuyter Elementary
  • High School DeRuyter High

Financial Information

  • Parcel ID 252489-176-009-0001-024-000-0000

Additional Services

Internet Service Providers

Listing Information

Listing Provided Courtesy of Limestone Creek Properties LLC - SeanFHagan@aol.com
Listings identified with the NYSAMLS IDX logo are provided courtesy of the NYSAMLS IDX Program.
Information Is Believed To Be Accurate But Not Guaranteed. © 2025 NYSAMLS, Inc.
Listing data is current as of 08/19/2025.

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