Two complete living areas! This property features a rare and highly practical layout with two full living spaces, each equipped with a kitchen—one upstairs and one downstairs—providing versatile use uncommon at the Lake. The upper level offers an open living area with a well-appointed kitchen, spacious gathering area, 2 bedrooms, a loft, a full bathroom, and convenient outdoor access. Downstairs, you'll find a fully separate living space with its own kitchen, ideal for guests, extended family, or rental purposes. Both levels connect internally and have private exterior entrances, allowing flexible use as one expansive home or independent units. Whether you want a multi-generational residence, income potential, or ample room, this layout delivers choices. Move-in ready and fully remodeled 2nd-tier home on two lots. Nearby lake access with paid boat launch at Lake of the Ozarks! Oversized deck on the lake side and generous RV parking enhance the appeal. Recent updates include a new roof, septic, furnace, kitchens, paint, trim, and flooring.