Anchor Lot 140 is NOT in a flood zone nor does it have water frontage on Smith Lake. Satellite Lot 140A IS below the 520' contour and IS in a flood zone and DOES have water frontage. This listing is a combination of an "anchor lot" and a "satellite lot". From the "anchor lot" there is NO direct lake access. HOWEVER, there is direct access to Smith Lake on the "satellite lot". The two properties must be sold as a whole. The "anchor lot" is 13.3± acres. The "satellite lot" is 0.1± acres. This union of the two parcels is controlled by the C&R's of the neighborhood. The "satellite lot" has a nice pier/boat dock (see pics). Property tax listed is the total property tax as the two properties are taxed separately by the county. The view, location, and lake access to Smith Lake from the satellite lot IS outstanding!