SELLER TO PAY BUYERS FIRST YEAR OF HOA FEES on this charming cottage in the gated community of Silverock Cove on Smith Lake. This home offers an open floor plan with walls of windows providing wonderful water views & bringing the natural light in! Wide plank pine flooring, shiplap walls & a cozy woodburning fireplace add to the character of this fabulous home. The master is isolated on the main level. 2 en-suite BRS up plus a large bonus room w/ 4 built-in bunks & an extra 1/2 bath provide room for all! There's also a spacious covered patio with big screen TV and an additional open stone patio that are perfect for outdoor living. Enjoy the maintenance free lifestyle this community affords. Amenities include 2 saltwater pools, clubhouse, a lighted boardwalk, & dry boat storage with boat concierge.