Beautiful waterfront with bay access two story Hovnanian home only 5 years young. Features 5 bedrooms and 4 1/2 baths, with two bedrooms down and 3 car garage. All rooms are spacious, with a Texas sized master suite and family room. Stone fireplace to ceiling with raised hearth in family room, along with wine grotto. Master suite, includes room for sitting area in bedroom, plus 4 framed mirrors and seamless shower door in master bath. Media room up is perfect for movie lovers. Game room up is huge and features a bar. Covered back patio with ceiling fan for hours of outdoor enjoyment. Back yard backs to water with enough room to add a pool and boat house HOA dues $2,900 annually. Buyer to pay $160 transfer fee, $966.67 reserve fund capitalization fee, $1,450 operating fund capitalization fee.