{"id":14693,"date":"2021-01-15T07:07:06","date_gmt":"2021-01-15T07:07:06","guid":{"rendered":"https:\/\/lakehomes.com\/info\/?p=14693"},"modified":"2025-01-21T09:10:19","modified_gmt":"2025-01-21T15:10:19","slug":"moving-out-of-state-five-things-to-consider-for-your-lake-house","status":"publish","type":"post","link":"https:\/\/www.lakehomes.com\/info\/lifestyles\/moving-out-of-state-five-things-to-consider-for-your-lake-house","title":{"rendered":"Moving Out of State: Five Things to Consider for Your Lake House"},"content":{"rendered":"\n
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It\u2019s no secret that moving is an <\/span>emotionally taxing life event<\/span><\/a>. Even if you\u2019re excited about your move (who wouldn\u2019t be excited about moving to the lake?), it can still be highly stressful. There are so many things to consider — and even more factors when you\u2019re moving out of state. Whether you\u2019re in the process of moving or just thinking about it, we\u2019re here to help you cover the basics.<\/span><\/p>\n\n\n\n

Update Your Address<\/h2>\n\n\n\n
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This one might go without saying; it\u2019s important to update your address when moving out of state. First, you can fill out the change of address form on the <\/span>USPS website.<\/span><\/a> This will forward mail from your old address to your new one. You\u2019ll also receive discounts at places like <\/span>Bed Bath and Beyond<\/span><\/a> for all your new home essentials. Don\u2019t forget to change your address on your bank account, credit cards, and subscription platforms like Netflix. Finally, remember to change the address of your voter registration. Voting in your new state and getting involved in local politics will allow you to be more integrated into your community.<\/span><\/p>\n\n\n\n

Learn the New Tax Rates<\/h2>\n\n\n\n
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Once you update your address, your zip code and house number aren\u2019t the only things that change — so do your taxes (hopefully, they change in your favor!). When moving out of state to a lake house, many people pick lake homes in states with lower tax rates. For example, lakes in Tennessee will not come with a state income tax, although you will still have to pay the federal tax. Other states without income taxes include Texas, Washington, and Florida. Keep in mind that if it\u2019s the middle of the year, you will have to pay taxes in both states, which can get confusing.<\/p>\n\n\n\n

Switch Your Licenses<\/h2>\n\n\n\n
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If you drive a vehicle, this is one of the first things you should do when moving out of state. The grace period between moving and updating your license can range anywhere between 10-30 days, so be sure to check state requirements. Given the short turnaround time, it\u2019s best to make an appointment with the DMV before your move. This way, you can avoid the long lines, which are ubiquitous across states. Lucky for lake homeowners, though, one thing that does not need to be updated is your boating license. If you take a boating test approved by the NASBLA, the <\/span>National Association of State Boating Law Administrators<\/span><\/a>, these certificates are valid in all 50 states.<\/span><\/p>\n\n\n\n

Understand the Lake Fees<\/h2>\n\n\n\n
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If you\u2019re moving to a house with lake access, specific fees can add up. But this depends on <\/span>who owns your lake<\/span><\/a>. The U.S. Army Corps of Engineers owns many larger lakes. Their interests are preserving wildlife, maintaining flood control, and other public concerns. On Army Corps lakes, living in a home with direct lake access can be expensive because owning a boat dock comes with a fee. There may even be certain size limits on boat docks, so be sure to check the regulations before visiting. On the other hand, homeowners associations (HOAs) control many smaller lakes in the country. Since they do not share the same public concerns as Army Corps lakes and are more focused on recreation, there are different regulations. Usually, you\u2019ll need to get approval for the construction of a boat dock, and membership fees may be required.<\/span><\/p>\n\n\n\n

Find New Healthcare Providers<\/h2>\n\n\n\n
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Photo courtesy of Barber McMurry.<\/a><\/figcaption><\/figure>\n\n\n\n

If you\u2019re moving out of state, you\u2019ll need new health insurance. For those of us who are self-employed (a freelance business working remotely from a lake house? Sounds perfect!), you\u2019ll need to alert the health insurance marketplace about your move and search for a health insurance agent to assist you. If you have health insurance through your job, you\u2019ll need to find new healthcare providers in your network.<\/span><\/p>\n

Searching for providers can be difficult for those who live on the lake, especially if your lake house is in a remote location. As such, choosing a lake house with close proximity to a hospital is an important consideration, especially if you\u2019re moving for retirement. However, this doesn\u2019t mean you have to choose an\u00a0<\/span>urban lake.<\/span><\/a>\u00a0For example,<\/span>\u00a0Tellico Lake in Tennessee<\/span><\/a>\u00a0is in a remote community with a 45-minute driving distance from the city of Knoxville, home to the University of Tennessee\u2019s Medical Center. Even if you aren\u2019t someone with routine medical needs, it\u2019s best to be prepared for the future.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Update Your Address Learn the New Tax Rates Switch Your Licenses Understand the Lake Fees Find New Healthcare Providers<\/p>\n","protected":false},"author":27,"featured_media":14719,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12062,12063,12053,3,17393],"tags":[7312,7311,139,10090,1249,553,33,149,138],"class_list":["post-14693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers-advice_and_tips","category-for-sellers-advice_and_tips","category-lifestyle","category-advice_and_tips","category-travel","tag-home-buyers","tag-home-sellers","tag-lake-real-estate","tag-lake-real-estate-advice","tag-moving-checklist","tag-moving-tips","tag-real-estate","tag-real-estate-advice","tag-real-estate-tips"],"acf":[],"yoast_head":"\nMoving Out of State: Five Things to Consider for Your Lake House<\/title>\n<meta name=\"description\" content=\"Are you moving to a lake house in a different state? 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