{"id":13,"date":"2014-02-06T16:43:18","date_gmt":"2014-02-06T16:43:18","guid":{"rendered":"https:\/\/lakehomes.com\/info\/articles\/?p=13"},"modified":"2025-11-18T11:50:46","modified_gmt":"2025-11-18T17:50:46","slug":"top-10-tips-on-waterfront-property-buying","status":"publish","type":"post","link":"https:\/\/www.lakehomes.com\/info\/lifestyles\/top-10-tips-on-waterfront-property-buying","title":{"rendered":"Top 10 Tips on Waterfront Home Buying"},"content":{"rendered":"\n
\"\"
Photo Coutesy of Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n

Waterfront homes are unlike any other type of property. They carry a unique beauty and versatility since you’re getting land and water at the same time. However, they can also be more complicated to buy than land-locked real estate.<\/p>\n\n\n\n

Here are the top 10 tips for how you can make your waterfront home buying experience more successful: <\/p>\n\n\n\n

1. Inspect carefully and comprehensively. <\/h2>\n\n\n\n

Water might be easy on the eyes, but it’s hard on a building. Whether you have water intruding into the basement from the high water table<\/a>, corrosion on your exterior because of salt air, or mildew and mold issues from higher moisture levels in the air, an expert inspection<\/a> can help you understand what you might be up against. Surveys, elevation certificates, water quality tests, and other land and water-based inspections that you might not have done on a regular home can be very important with waterfront homes.<\/p>\n\n\n\n

2. Choose the right water.<\/h2>\n\n\n\n

Waterfront <\/a>homes aren’t all the same. If you want the smell of salt air, there’s no substitute for a beachfront home, but if you want to hear crashing surf, a home on a bay might not be the right place for you. Property on a large lake gives you the ability to sport about in a powerboat, but if you want peace and quiet, you might be better served by being on a smaller body of water that\u2019s devoid of noisy powerboats and peering eyes. <\/p>\n\n\n\n

3. Walk the property carefully.<\/h2>\n\n\n\n

Spending some time on the water helps you see if the property is as good as you think. For instance, you could have a beautiful view, but not have good access to the water. On the other hand, the lake that looks fantastic from the window could actually be choked with weeds and debris. When a home has an unattractive backyard, you can change the landscaping. With a waterfront home, you\u2019re also buying the water, so getting it right is crucial. <\/p>\n\n\n\n

4. Check insurance requirements.<\/h2>\n\n\n\n

Waterfront homes frequently have an increased risk of flood damage and some beachfront homes are also at risk of a hurricane or even earthquake damage. If insurance is available, it could be cost-prohibitive, so it’s best to know before you sign a contract. <\/p>\n\n\n\n

5. Look for hidden costs.<\/h2>\n\n\n\n

Waterfront homes can sometimes carry additional expenses that buyers might not be aware of. For starters, water and sewer rates can be more expensive than inland rates. Boat dock and lift fees, as well as septic tank and well upkeep, are additional potentially hidden expenses<\/a> to inquire about as well. <\/p>\n\n\n\n

6. Research the shoreline’s history (and future).<\/h2>\n\n\n\n

Water and dirt mix in interesting ways and, sometimes, the shore moves. If the water level goes up, you could end up losing your property. If the water line moves away, your waterfront home could end up being a quarter-mile walk from any water. <\/p>\n\n\n\n

7. Look for a deal.  <\/h2>\n\n\n\n

For many people, owning a waterfront home is a dream come true. For others, not so much, which can create some extremely motivated sellers. If you can find a motivated seller and move quickly, you just might get a great deal in helping that owner get rid of his problem. <\/p>\n\n\n\n

8. Consider supply & demand.<\/h2>\n\n\n\n

On the other hand, if there are too many homes on the market at prices that seem like they\u2019re good deals, it could be a sign of a weak market<\/a>. Either way, consider what\u2019s most important to you in your buying decision before moving forward. <\/p>\n\n\n\n

9. Devise a strategy for the property. <\/h2>\n\n\n\n

If you\u2019re going to live full-time in the property, searching for a lakefront primary home is one strategic buying approach<\/a> that you can take. On the other hand, if your waterfront property is going to be a vacation home, you might want to look into whether or not you can rent it out when you aren\u2019t using it. Doing this can help to lower your cost of ownership while also keeping the house from sitting empty for too long. <\/p>\n\n\n\n

10. Work with an expert agent.<\/h2>\n\n\n\n

Waterfront homes aren’t simple. Between the title issues, the structural issues and the unique way that the market looks at the property, many real estate agents can\u2019t effectively help you through the purchasing process. A real estate agent that specializes in waterfront homes and land<\/a> will know which questions to ask, who to involve in the transaction, and how to help you achieve your dream of homeownership on the water. <\/p>\n\n\n\n

For more tips on buying or selling a waterfront property, read here<\/a>. <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Waterfront homes are unlike any other type of property. They carry a unique beauty and versatility since you’re getting land and water at the same time. However, they can also be more complicated to buy than land-locked real estate. Here are the top 10 tips for how you can make your waterfront home buying experience more successful: 1. Inspect carefully and comprehensively. Water might be easy on the eyes, but it’s hard on a building. Whether you have water intruding into the basement from the high water table, corrosion on your exterior because of salt air, or mildew and mold…<\/p>\n","protected":false},"author":2,"featured_media":1638,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12062,3],"tags":[91,12,33,149,14],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers-advice_and_tips","category-advice_and_tips","tag-home-buying","tag-investment-property","tag-real-estate","tag-real-estate-advice","tag-waterfront-property"],"acf":[],"yoast_head":"\nTop 10 Tips on Waterfront Home Buying<\/title>\n<meta name=\"description\" content=\"Waterfront property is unlike any other. 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