{"id":24973,"date":"2024-10-29T13:14:21","date_gmt":"2024-10-29T18:14:21","guid":{"rendered":"https:\/\/www.lakehomes.com\/info\/?page_id=24973"},"modified":"2024-10-29T13:14:22","modified_gmt":"2024-10-29T18:14:22","slug":"preferred-mortgage-provider-servisfirst-bank","status":"publish","type":"page","link":"https:\/\/www.lakehomes.com\/info\/preferred-mortgage-provider-servisfirst-bank","title":{"rendered":"Preferred Mortgage Lender"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"489\" height=\"217\" src=\"https:\/\/www.lakehomes.com\/info\/wp-content\/uploads\/2024\/10\/ServisFirstLogo.jpg\" alt=\"ServisFirst Bank Logo\" class=\"wp-image-24978\" style=\"width:219px;height:auto\" srcset=\"https:\/\/www.lakehomes.com\/info\/wp-content\/uploads\/2024\/10\/ServisFirstLogo.jpg 489w, https:\/\/www.lakehomes.com\/info\/wp-content\/uploads\/2024\/10\/ServisFirstLogo-300x133.jpg 300w\" sizes=\"auto, (max-width: 489px) 100vw, 489px\" \/><\/figure>\n\n\n\n<p><strong><a href=\"https:\/\/www.servisfirstbank.com\/Mortgage-Lending\" target=\"_blank\" rel=\"noreferrer noopener\">ServisFirst Bank<\/a> <\/strong>is a preferred mortgage lender of <a href=\"https:\/\/www.lakehomes.com\">Lake Homes Realty<\/a>. <\/p>\n\n\n\n<p>In addition to a long list of loan types, ServisFirst also can serve less traditional borrowers, such as business owners, self-employed borrowers, and developers. <\/p>\n\n\n\n<p>In addition, lake home borrowers looking for &#8220;Jumbo&#8221; loans (more than $802,650) have options too!<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bank-portfolio-mortgages\">Bank Portfolio Mortgages<\/h2>\n\n\n\n<p><strong>Bank Portfolio Mortgages<\/strong> from ServisFirst Bank are <em>uniquely suited <\/em>to lake home buyers and builders!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Better Able to Qualify Business Owners and Self-Employed Borrowers<\/li>\n\n\n\n<li>Can Often Qualify Borrowers Who May NOT Qualify for Saleable Fannie\/Freddie or FHA\/VA Mortgages<\/li>\n\n\n\n<li>Principal Pay Downs <\/li>\n\n\n\n<li>Options for Annual Loan \u201cRecasting\u201d<\/li>\n\n\n\n<li>All Loan Decisions Made Locally &amp; Loans Stay in the ServisFirst Bank Portfolio<\/li>\n\n\n\n<li>Ability to do Primary, 2<sup>nd<\/sup> Homes, and Construction-to-Perm Mortgages<\/li>\n<\/ul>\n\n\n\n<p>These loans are currently available for borrowers in:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list\">\n<li>Alabama<\/li>\n\n\n\n<li>Georgia<\/li>\n\n\n\n<li>Florida<\/li>\n\n\n\n<li>North Carolina<\/li>\n\n\n\n<li>South Carolina<\/li>\n\n\n\n<li>Tennessee<\/li>\n\n\n\n<li>Virginia<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><figure class=\"wp-block-image alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"162\" class=\"wp-image-25028\" style=\"width: 300px;\" src=\"https:\/\/www.lakehomes.com\/info\/wp-content\/uploads\/2024\/10\/SFB-FDIC_EHL-RGB_0-92-171.jpg\" alt=\"Servis1st Bank Logo\"\/><\/figure><br \/><\/td><td>To learn more or get started, contact <strong><a href=\"https:\/\/myloan.servisfirstbank.com\/homehub\/signup\/KKEASLER@SERVISFIRSTBANK.COM\" target=\"_blank\" rel=\"noreferrer noopener\">Kary Keasler<\/a><\/strong> (NMLS460990) at <strong>(205) 453-6170<\/strong> or use the <a href=\"https:\/\/myloan.servisfirstbank.com\/homehub\/signup\/KKEASLER@SERVISFIRSTBANK.COM\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>easy online prequalification tool!<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-traditional-mortgages\">Traditional Mortgages<\/h2>\n\n\n\n<p>Of course, conventional fixed rate and adjustable rate loans, VA, FHA, and conventional Fannie\/Freddie loans are available to customers<strong> in all fifty states<\/strong>!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Conventional Fixed Rate Mortgages<\/h3>\n\n\n\n<p>This is a loan that features a fixed rate for the life of the loan. These loans are available with a variety of terms, available in Conforming and Non-Conforming loan amounts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Adjustable Rate Mortgage Loans (ARMs)<\/h3>\n\n\n\n<p>This mortgage features simple interest with an adjustable rate term. It includes a fixed rate for a period of time before commencing the adjustment phase and is typically helpful for those borrowers who anticipate only being in a home for a short period of time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Federal Housing Administration Mortgage Loans (FHA)<\/h3>\n\n\n\n<p>This mortgage is federally insured by The Department of Housing and Urban Development. It is designed for first time homebuyers, or those who require a small down payment, lower credit scores, and higher debt to income qualifications. This loan features the ability to finance a portion of the closing costs into the loan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Non-Conforming (Jumbo) Mortgage Loans<\/h3>\n\n\n\n<p>This mortgage is designed for those borrowers needing to borrow more than $802,650. These loans are available in Fixed Rate, Interest Only and ARM terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Veterans Administration Mortgage Loans (VA)<\/h3>\n\n\n\n<p>This loan program is available from the Department of Veteran Affairs. It is designed to serve the needs of Veterans and allows 100% financing if needed. This borrower must have a valid Certificate of Eligibility to obtain a VA mortgage.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><figure class=\"wp-block-image alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"162\" class=\"wp-image-25028\" style=\"width: 300px;\" src=\"https:\/\/www.lakehomes.com\/info\/wp-content\/uploads\/2024\/10\/SFB-FDIC_EHL-RGB_0-92-171.jpg\" alt=\"Servis1st Bank Logo\"\/><\/figure><br \/><\/td><td>To learn more or get started, contact <a href=\"https:\/\/myloan.servisfirstbank.com\/homehub\/signup\/KKEASLER@SERVISFIRSTBANK.COM\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Kary Keasler<\/strong> <\/a>(NMLS460990) at <strong>(205) 453-6170<\/strong> or use the <a href=\"https:\/\/myloan.servisfirstbank.com\/homehub\/signup\/KKEASLER@SERVISFIRSTBANK.COM\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>easy online prequalification tool!<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><em>This information is for general informational and educational purposes only and does not constitute investment, legal or tax advice.\u00a0 All information is provided in good faith; however, no representation or warranty is made of any kind, expressed or implied, regarding the accuracy and validity of any information. The information contained herein represents the views and opinions of the author and does not necessarily represent the views and opinions of ServisFirst Bank, and ServisFirst Bank does not make any representations or warranties with respect to its accuracy or reliability.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ServisFirst Bank is a preferred mortgage lender of Lake Homes Realty. In addition to a long list of loan types, ServisFirst also can serve less traditional borrowers, such as business owners, self-employed borrowers, and developers. In addition, lake home borrowers looking for &#8220;Jumbo&#8221; loans (more than $802,650) have options too! Bank Portfolio Mortgages Bank Portfolio Mortgages from ServisFirst Bank are uniquely suited to lake home buyers and builders! These loans are currently available for borrowers in: To learn more or get started, contact Kary Keasler (NMLS460990) at (205) 453-6170 or use the easy online prequalification tool! Traditional Mortgages Of course,&hellip;<\/p>\n","protected":false},"author":18,"featured_media":24983,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-24973","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Preferred Mortgage Provider<\/title>\n<meta name=\"description\" content=\"Explore the unique mortgage options from ServisFirst Bank for business owners, self-employed borrowers ready to buy their dream lake home!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lakehomes.com\/info\/preferred-mortgage-provider-servisfirst-bank\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Preferred Mortgage Lender\" \/>\n<meta property=\"og:description\" content=\"Explore the unique mortgage options from ServisFirst Bank for business owners, self-employed borrowers ready to buy their dream lake home!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lakehomes.com\/info\/preferred-mortgage-provider-servisfirst-bank\" \/>\n<meta property=\"og:site_name\" content=\"Lake Homes Realty Articles and Info - 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