#3197-SMITH LAKE/RYAN CREEK-Rustic 4BR/3BA on a gentle sloping lot w/private boat launch. Situated in a quite cove in sight of the open water. Perfect swimming area! Main floor has soaring windows, metal ceilings, wood walls and floors, kit, laundry w/BRs/BA. Upper loft has BR/BA. Finished bsmt has BR/BA and rec area. $285,000.