SMITH LAKE/BEAR BRANCH-FURNISHED 5BR/3BA on a gentle slope with no steps to the water. Main level has open plan w/screened porch on the lakeside. Upper has 2BRs/full BA. Lower has BR/BA/rec area. On the property is a detached 2 car garage w/floored upper level for storage. Single slip BD w/swim pier. Paved roads to property and just min from the town of Arley. $399,900